Benefits of Bundling Your Insurance Policies

California Truck Insurance Agency

California Truck Insurance Agency“Bundle your home and auto & save!” “Save by bundling your insurance policies together!”

We seem to be inundated with commercials and advertisements telling us to bundle our insurance policies together. What is the reason behind this and is this really a better option for your insurance?

Benefits of Bundling

Discounts

Some of the benefits associated with bundling your insurance policies together are discounts. The more you bundle, typically, the more you save. While the most common bundled policy is the home and auto policy, some insurance companies discount other product bundles such as auto and motorcycle. It depends on each carrier.

Consolidated Billings

Bundling your policies together can help eliminate confusion over your billing. While home insurance may go to your escrow company, it is easier to understand when your bill comes from a single source.

Access to more products

Many companies will require the auto policy to write an umbrella policy. While typically the umbrella policy is written under the property portion of your insurance. Do note, there are some companies who will just write an umbrella policy.

Why would you not bundle?

Sometimes bundling your insurance policies just doesn’t make sense. Some circumstances in which you may not be able to bundle your insurance can be:

  • Young drivers
  • SR22 Insurance
  • High Risk Drivers
  • Dangerous dog in household
  • Earthquake or Flood Insurance

Every once in a while auto insurance premium may seem too high, but you’re happy with your home insurance carrier. In this instance, you can use the full benefit of an independent insurance agent by writing the home with one carrier and the auto insurance with another carrier. Just because you’re splitting the policies doesn’t necessarily mean you’ll pay more. An agent in our office can show you all the prices between several carriers and help guide you as to what makes the most sense for your specific situation.

If you’re in the market for a new or replacement insurance policy, you’ve come to the right place. Independent insurance agents are the only agents who have access to multiple top-rated insurance companies. By shopping with an independent agent, you can compare coverage, pricing, payment plans and look at bundling your insurance policies. The benefits of having an independent insurance agent don’t stop there. As your life changes, your agent can adapt to your needs finding you the right new company for your new situation such as getting married, having a teen driver and more.

Our agency specializes in trucking insurance. For truck insurance like owner operator, cargo coverage or flat bed truck insurance, call us! We also provide business insurance like general liability, commercial auto or business owners insurance.

Thank you for the opportunity to help you with your insurance.

AB5 & The Trucking Industry

Truck Driver Insurance Coverage California

Truck Driver Insurance Coverage CaliforniaLike many of our clients, we are concerned about how the passing of AB5 will affect the trucking industry. We are working closely with our carriers and partner associations to understand the industry impact and how best to help our clients adapt their business insurance to meet the new law requirements. There is a lot to understand, plan and prepare for.

We strongly believe that the trucking industry has a powerful platform capable of great influence regarding reform of AB5 which will help the legislators revise the current law to protect the disadvantaged it was intend to, but also create an even stronger transportation industry. While a daunting outlook lies ahead currently, we believe with understanding and perseverance, our clients will help shape revisions to AB5 that will have lasting positive effects on the industry for generations of successfully independent truckers to come!

For more information on the current bill please click below.
https://www.caltrux.org/ab-5-faq/

If have questions about your current business insurance or are seeking a policy, call Network Truck Insurance Services. We specialize in helping the trucking industry and can help you determine the insurance coverage you need. Call us for an insurance review or coverage options.

6 Benefits of Working with a Local Truck Insurance Agency

Truck Insurance Agent California

Truck Insurance Agent CaliforniaA local insurance agent listens to your needs then finds a customized insurance policy that fits those needs. When looking for insurance, consider your local, independent insurance agents in California. We do more than just provide you with a great insurance policy. Because we live in a “need it now” society, instant quotes for auto insurance, home insurance and more seem attractive. However, these instant quotes don’t guarantee you are getting the best insurance rates and coverage for your situation. Here are some ways a local insurance agent can help you:

Professional Advice

Not sure how much coverage you need to protect your home or confused about what line of insurance you need to protect your small business? Local insurance agents not only want what’s best for you but we’ll provide our professional guidance as well. We’ll listen to your needs, strive to not only educate you on what you are and aren’t covered for, but also counsel you on what insurance company best fits you. Because we represent multiple insurance companies, you get choice.

Did you insurance increase? We can help.

If you have insurance through a direct carrier and you notice your truck insurance increases by $300 the following year, you might be thinking it’s time to change carriers. While your insurance may increase with a local insurance agent, all you have to do is reach out to your agent via email or phone. We’ll shop our many insurance carriers to find the best coverage for your needs & budget. Our agency works to save you time and money by working with pre-selected insurance companies and acting on your behalf to fit you into the right insurance program.

Guidance with how to deal with a claim.

Being involved in an insurance claim can be a hassle, but we can assist you throughout the entire process to make it easier on you. By simply calling us, you’ll quickly learn how to settle your claim and be made whole again.

Build a Relationship

Just like you have built trust with your doctor or dentist, we want the same type of relationship with helping you with your insurance. We strive to build that same trust when it comes to needing insurance guidance or saving you time & money. To us, you’re not just a customer, you’re a valued client who needs to be properly protected.

You Have Questions, We Have Answers

Your lifestyle and needs change over time and we are here to assist you with all of life’s changes. Whether you’re looking to start a business, going from renting to owning a commercial truck or need additional coverage for your business, we are here to help with all your insurance needs.

We Can Do It All

Since we offer many lines of insurance, we can cover all your needs. Plus, when you bundle insurance policies, it may qualify you to save additional money. Get your truck and business insurance all under one roof to make it easy for you.

If you are looking to find a local insurance agent in Roseville, CA for your truck, auto or business insurance, call Network Truck Insurance Service. We look forward to earning your business and will strive to create a lasting relationship.

For all current clients who know a friend or family member who would benefit from working with a local insurance agency, simply refer a friend here.