Skip to main content

Join Our Network and Get the Protection You Need

At Network Truck Insurance Services, Inc., we provide unique insurance for your unique industry.

Contact UsInsurance Quote

Get a Quote

Contact Us

Client Center

Network Truck Insurance Services, Inc.

Learn more about our agency.

Having the right insurance to protect your business is important, but having the right insurance from an independent insurance agency that understands the unique risks you face is even more important. At Network Truck Insurance Services, Inc., we are just such an agency. Unlike a lot of our competitors, we know the ins-and-outs of the transportation industry and we make it our goal to help protect your business from the hazards it faces.

We aren’t just some faceless insurance agency here to collect just collect your premiums and turn a profit. No, we’re an agency that’s here for you. We consider our team to be one big family, and we like to extend that feeling to each of our clients as well. You are more than just a number on a spreadsheet. Here, you’re a valued member of our community and a part of our network of amazing companies. Here, we’ll help you get the coverage you need, when you need it.

The Solution to Your Insurance Needs

Providing a variety of trucking insurance, business insurance, and personal insurance solutions is what Network Truck Insurance Services, Inc. does best.

Trucking Insurance

The right coverage to protect your transportation business.

Learn More

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Learn More

Network Truck Insurance - Favicon

What Makes Network Truck Insurance Services, Inc. Right for You?

Here’s what sets us apart when it comes to serving your insurance needs.

Client Focused

Customer service is our number one priority, alongside finding you comprehensive coverage.

Here for You

We are licensed to serve transportation clients in over 19 states, including California.

Experienced Agents

We’ve been in business for 32+ years, so we understand what it takes to bring you quality coverage.

  Get Your Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Featured Coverages




General Liability

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Find Out How
  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.

Real clients. Real reviews. Real coverage.

Read More Reviews

“Best in the business. Always taking care of all my commercial trucking insurance needs. Same day response time. They have saved me a lot of money and headaches over the years.”

– Kyle K.

“Network Truck Insurance handles three of our family-owned trucking businesses. Very prompt with questions or requests. Thank you Will for taking care of our businesses.”

– Lori B.
Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Commercial Trucking Insurance
Risk Factor

The type of trucking insurance you need can vary based on a number of factors. Private carriers who are hauling goods in their own truck or for an employer will need insurance designed for private trucking. Owner-operators will have different needs depending on whether they are operating under their own authority or under permanent lease to a motor carrier.


Having the right insurance for the situation is essential. For example, an owner-operator under permanent lease to a motor carrier may have their primary liability insurance provided by the motor carrier. However, there are other coverages they’ll want to consider. Additionally, the type of truck, driver experience, and goods hauled can all affect coverage needs as well.

Garagekeepers and On-Hook
Risk Factor

Tow trucks carry a unique risk involving the property of someone else. The tow truck could be involved in an accident and the vehicle it is towing could become damaged. Also, it’s not unusual for a towed vehicle to be stored overnight at the garage of the towing company. In either scenario, special insurance is needed to cover the towed vehicle.


On-hook insurance provides protection in the case of damages to a vehicle while it is being towed. Garagekeepers insurance would cover losses sustained when a vehicle is being temporarily stored at the towing company’s location.

Bobtail Insurance
Risk Factor

Sometimes a truck is driven without a trailer attached. This could include when the driver is on their way to pick up a load, has just dropped off a load, or is in between loads. When a truck is driven this way under someone else’s trucking authority, a coverage gap can exist if the truck is involved in an accident and found liable for bodily injury or damage to property.


Bobtail insurance is a liability policy that provides coverage for legal fees, damages awarded, and medical expenses for times when a truck is driven under someone else’s trucking authority and there is no trailer attached.

Non-trucking liability
Risk Factor

Trucks that are under permanent lease to a motor carrier are typically covered under their liability coverage, which offers protection when the truck is used for business purposes. But what happens if the truck is involved in an accident and is liable for damages caused while being driven for non-business purposes?


Non-trucking liability insurance offers protection when a truck is driven for personal reasons, for example while running personal errands on a day off. It covers medical expenses, property damage, and legal fees related to the driver.

Trailer Interchange
Risk Factor

There are times a trailer needs to be handed off from one trucker to another to finish the shipment. The contract that arranges this transfer is known as a trailer interchange agreement. The parties to this agreement would need trailer interchange insurance.


If a trailer is damaged, the trucker currently in possession of it would be responsible for them. Trailer interchange insurance offers protection for these damages for the period of time the policyholder is in possession of the trailer.

Rental Reimbursement With Downtime
Risk Factor

A truck that’s been damaged in an accident will need to be taken off the road for repairs. When the truck can’t be used, the business will lose money.


Rental reimbursement with downtime may cover the cost of truck payments and other bills while the truck is inoperable due to a covered loss. It may also provide reimbursement for a temporary replacement truck.

Motor Truck General Liability
Risk Factor

Owner-operators under their own authority and motor carriers can find themselves responsible for their mistakes. A customer injury, a delivery mistake or damage to goods, or damage to property caused by their truck or the actions of a driver can all be very costly.


Motor truck general liability insurance may provide coverage for bodily injury and property damage, personal or advertising injury, and other damages caused by the company’s own negligence.

Motor Truck Cargo Insurance
Risk Factor

For-hire truckers are often hauling something for someone. For the time that the freight or goods are in the possession of the trucker, the trucker is responsible for any damage to the goods. Whether the goods are damaged in a collision, are spilled off the truck, or damaged during loading and unloading, the expenses associated with this damage can add up fast.


Motor truck cargo insurance, sometimes simply referred to as cargo insurance, may cover the cost of the damaged cargo, removal expenses if the cargo is spilled, lost cargo, legal fees, and freight charges if the cargo is not delivered.

Physical Damage
Risk Factor

If a truck is damaged in an accident and another driver is not held liable for these damages, the truck’s owner would be responsible for the repairs. The truck’s owner would also be responsible for damages caused in other ways, such as if something falls on it, it is vandalized, it catches fire, or it is stolen.


Physical damage insurance covers the cost of repairs to your own vehicle if it’s damaged by you or it is damaged by some other factor that you cannot be held responsible for. For vehicles that are owned outright, this coverage may be optional. However, if the truck is being leased or financed, this coverage may be required by the bank.

Trucking Insurance 101

Make sure you cover the unique risks you face with trucking insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
Not what you’re looking for?

Find even more interactive graphics for business owners insurance and workers’ compensation insurance.

Network Truck Insurance Services - Logo 800

Manage Your Account Now

How can Network Truck Insurance Services, Inc. help?

24/7 Client Center
Report a Claim

Get support in filing your claim.

Policy Change

Fine tune your policy options.

Request Certificate

Get proof of your insurance quickly.

Auto ID Card

Lose your card? Get a new one.

Pay Bill

Make payments securely online.

Policy Review

Compare your coverage with your current needs.

  Contact Network Truck Insurance Services, Inc.

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Roseville, CA

120 Main Street
Roseville, CA 95678

We are licensed to serve clients in over 20 states, including California.

Contact Us