ELD Mandate Device Compliance

Flatbed Truck Insurance Roseville, CA

In December of 2017 the mandate for ELD (Electronic Logging Devices) started. While many devices claimed to be compliant, how are you to know what devices are FMCSA certified and which ones are not? The FMCSA recently provided a checklist to consider before selecting a device for your truck.

Before you purchase an ELD, have the vendor confirm that it:

  • Provides separate accounts for drivers and administrative (non-driver) ELD users
  • Has “integral synchronization” with the engine control module to automatically record engine power status, vehicle motion status, and other data
  • Automatically records all driving time and at intervals of 60 minutes. Records date, time, location, engine hours, vehicle miles, and driver identification
  • Reduces location accuracy to a 10-mile radius when vehicle is used for authorized personal use
  • Records location with an accuracy of one-mile radius during on-duty driving periods
  • ELD time is synchronized with UTC (coordinated universal time)
  • Retains data for the current 24-hour period and the previous 7 consecutive days
  • Prevents tampering; does not allow anyone to alter or erase information originally collected for driver ELD records
  • Prevents tampering; does not allow anyone to alter or erase information originally collected for driver ELD records
  • Requires driver to review unidentified driver records – and either acknowledge assignment of this driving time, or indicate that the records do not belong to the driver
  • Allows a driver to obtain a copy of his/her ELD records on demand – either through a printout or electronic file
  • Supports one of two options for electronic data transfer:
    • Telematic Type: using wireless web services or email
    • Local Transfer Type: using USB 2.0 or Bluetooth
  • Displays all required standardized data to authorized safety officials on demand – through a screen display or printout that includes three elements: a daily header, graph grid showing driving duty status changes, and detailed daily log data. The graph grid, if printed, must be at least 6 inches by 1.5 inches
  • Requires driver certification and annotation (written explanation) for any edits to records that are made by the driver or any other ELD user
  • Volume control or mute option for any audio feature

*Information checklist provided by the USDOT

The new rules and regulations regarding the ELD devices can be confusing. If you have any questions about this device feel free to call and ask to speak with one of our commercial truck insurance specialists or request a quote on our website.

I’m Starting Out My Trucking Business. What type of Insurance Do I Need?

Truck Insurance for my new business in California

Truck Insurance for my new business in CaliforniaWhether you’re an owner-operator just staring out, or perhaps a towing operator you need great truck insurance coverage. Network Truck Insurance Services offers great options from some of the nation’s top truck insurance companies regardless of the type of trucking business you operate. Consider some of these great coverage options:

  • Truck General Liability – This coverage pays for injuries or property damage you cause as a result of business related activities not directly related to your truck.
  • Truck Cargo Insurance – Coverage for your freight from loss due to fire, collision or striking of a load.
  • Non-Trucking Liability – Covers you when you’re using your truck for non-trucking activities such as running to the grocery store or visiting friends.
  • Trailer Interchange – Coverage for trailers being pulled as part of a trailer interchange agreement.
  • Rental Reimbursement & Downtime Coverage – Covers the cost of renting a truck if yours is out of commission due to a covered loss.
  • Physical Damage Coverage – Coverage for your truck when involved in a collision, fire, theft or vandalism.
  • Mechanical Breakdown Coverage – Coverage to help cover costs associated with mechanical breakdown such as towing.
  • Many more! Visit our website to learn more about coverage options that may fit your needs.

Network Truck Insurance Services in Roseville, CA can insure your business regardless of where you live or where your business operates. We work with the top truck insurance carriers in the country to offer you unparalleled coverage and pricing options that fit your needs to ensure you can be safe on the road and that your trucking business stays afloat if you’re involved in a major accident.

My Child Is Delivering Food With His Car. Do I Need to Share This With My Insurance Agent?

Insurance Coverage you need if delivering food with your vehicle in California

Insurance Coverage you need if delivering food with your vehicle in CaliforniaIt is great that your child has a job and is earning their own money. The modern world of convenience is offering us many new ways to get food and almost instant retail deliveries, but what you should know is that your standard auto insurance policy likely does not cover you for delivery type services.

Regardless of what you deliver, a personal auto insurance policy doesn’t provide coverage for paid delivery drivers. For this, you need a commercial auto policy.

A commercial auto insurance policy is needed for:

  1. Freight delivery
  2. Food delivery services
  3. Courier delivery services
  4. & many more!

Some people think that simply not telling their insurance company means they won’t be able to charge them the extra premium and that they will pay the loss. Don’t kid yourself. Simply not telling your insurance company that you or your child is using their vehicle for delivery does not mean they will cover you when a loss occurs using the vehicle. In fact, when it comes to insurance, it is a black and white coverage decision. Either there is coverage or there isn’t.

When deciding what coverage you need, ask yourself these questions:

  1. Who owns the vehicle you’re using for delivery? If it is owned by the company, they probably have a commercial policy. If you own it, you need to carry the right insurance.
  2. How are you using this vehicle? Delivery drivers need a commercial insurance policy.

Your best bet is to talk to a licensed agent in our office to discuss your insurance needs. Remember, simply not telling your agent or your company that you or your child is using the vehicle for delivery doesn’t mean you’ll be provided coverage regardless of any auto insurance claim you have to deal with.