The Benefits of Buying Your Insurance Through a Local Agent Vs. Online

California Truck Insurance Agency

California Truck Insurance AgencyThere are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by going through a local insurance agency.

Save Yourself Time

As we mentioned above, yes you could shop for insurance yourself through several of the top insurance carriers. But, what is your time worth? By shopping with a local insurance agent, we can do the shopping for you. Get 10 quotes or more at once! We’ll provide you many choices by shopping our top insurance carriers to find you the best coverage at an affordable price. In fact, many of our companies are likely the big ones you’ve heard of. If for any reason you want to change insurance carriers down the road, we can do that for you – you don’t need to change agents.

Get Professional Advice

Instead of guessing what coverage you might need, you can get professional advice by working with a local insurance agency. Since we specialize in this field, we can listen to your needs and find the right coverage that matches. We can also ensure you don’t have any gaps in coverage in the event you have an insurance claim.

Truly Understand The Coverage You Are Buying & Additional Coverage Options Available

Insurance can be complicated. We try to simplify the process. Not only do we want to help you understand your current insurance policy, but help if you are interested in different coverage options. Feel confident knowing you’re informed about exactly the coverages you have and what you might want to consider.

Score a Discount

Our licensed agents are discount detectives. Let them search for all the hidden discounts so you get the best rates and coverage for your money. We understand it is important you have affordable insurance coverage. That’s why we are constantly looking for ways to get you to qualify for a discount. If you are unhappy with your insurance plan at renewal, we can look at coverage options through other carriers to find the best fit for you.

Have a Relationship With Your Agent Vs. Calling an 800 number

We are a phone call or email away. By working with the same agency time and time again, we can help you with anything. From claims, to policy updates or questions, we strive to be a partner you trust and can rely on.

If you are in need of an insurance policy, call Network Truck Insurance Services, Inc. We can help you find affordable coverage for your trucking insurance, dump truck insurance, owner operator insurance or business insurance. Get a free insurance quote today.

Understanding Premium Audits for Business Owners

Truck Insurance Agent California

Truck Insurance Agent CaliforniaBusiness owners love to control their costs because what goes out in costs, means it comes out of their bottom line as profit! One of the simplest ways you can help control your outgoing costs is to have open and regular communication with your insurance agent. Each year as your business insurance policy renews, your insurance carrier may conduct a “Premium Audit.”

I’m being audited? What is a premium audit?

Your business insurance premium is calculated by information you or your agent provided to the carrier at the inception of your business insurance policy. Because businesses grow or sometimes shrink, your carrier wants your premium to accurately represent your current size based off of payroll and business operations. This is a standard process and your participation in the audit can help you control costs as well as be prepared for the future.

Is an audit time consuming?

Not at all. Someone from the premium auditing team will contact you and go over your current payroll, business operations and sales to determine if a change is necessary.

Will my premiums change?

It’s possible. Depending on your sales, size of payroll, operations, employee classifications, and use of sub-contractors, you may pay more, or less.

Should I be prepared?

Keeping great records is essential to any business. Review the Helpful Tips to Prepare for Your Premium Audit provided by Travelers Insurance to help you!

If you have questions about your current business insurance policy or are looking to find a better policy, call Network Truck Insurance Service. We can go over your current business needs and find the best policy at an affordable price. Call our agency for a free quote today! We can also help you with your trucking insurance.

What You Need to Know About Insurance For Your Business Vehicles

California Truck Insurance

California Truck InsuranceWhen it comes to insuring your business, a critical part of your business insurance package will be business auto insurance, also referred to as commercial auto.

Commercial auto insurance can include physical damage for your vehicle and liability insurance to protect your business from damages and injuries you or a listed driver on your policy may cause.

Physical damage can include both comprehensive and collision coverages for your cars, trucks, vans or SUVs that are used for business purposes. Physical damage coverage is an optional coverage while liability insurance is required by law.

It may seem like commercial auto insurance should be limited to semi trucks, dump trucks and heavy-duty pickups, but even vehicles use for business errands, delivery or transporting your customers may need a commercial auto policy. Our licensed commercial auto insurance agents can help you decide if a commercial auto policy is necessary.

Commercial Auto Coverage for Trailers: Does your business pull a trailer? Our agency can insure a huge variety of trailers that include everything from a simple landscape trailer, to auto transports and even large semi-tractor trailers.

Regardless of what you’re looking to insure, trust that our licensed agents will find you the right coverage at the right price for your situation. We specialize in trucking insurance and can answer your questions and search to find you affordable truck insurance. We can write business insurance or trucking insurance in California, Nevada, Texas and Arizona!