5 Ways to Increase the Longevity of Your Car

Auto Insurance Agent Roswell, CA

Auto Insurance Agent Roswell, CAPurchasing a car is a big investment. Some people keep cars for 10+ years, while others trade them in only after a few years of driving. Either way, taking pride in your vehicle and keeping it properly maintained is crucial for increasing the longevity of your car. Here are five key tips to keeping it maintained properly.

Wash Your Car Often

Some people are great at keeping their car clean, while others may let it go until someone writes “Wash Me!” on the window. Keeping your car clean is crucial for resale/trade in value because contaminants like dust, pollen, tree sap, bugs, bird droppings, salt and more damage your paint and finish.

Heat, rain and air pollution can also affect the longevity of your paint and finish.

When should you wash your car immediately? If newly splattered bugs, bird droppings, and tree sap appear on your car. If you have a long commute to work each week, consider washing it weekly since dirt, pollen, gravel or air pollutants can have an impact on your car’s paint.

When to wash your car 1-2x a month

If you have mild weather, if you don’t drive your car much where it wouldn’t be exposed to tree sap, bugs, and bird droppings or if your car stays in a closed garage most of the time.

Fill The Gas Tank Before It Gets Too Low

Gasoline can act as a coolant for your electric fuel-pump motor. When your gasoline level is very low, the pump sucks in air, which can create heat and cause the fuel pump to work harder. There is a chance the fuel-pump motor could wear prematurely or fail if you always drive your car when it’s near empty.

Don’t rely on your car telling you how many miles are empty. When your tank is ¼ full, fill it up.

Check The Air Filter

Look to replace your air filter once a year or every 20,000 miles. It’s fairly inexpensive and can actually benefit you by increasing your fuel efficiency, reduce emissions and prolong your engine life.

Check the Fluids

Fluids play an important role in your engine and car health. While most of us leave it to the professionals to check the different fluid levels, there are some you can do yourself on a monthly basis.

Check your windshield wiper fluid. Your windshield wiper fluid reservoir is typically a large, white plastic container with a windshield wiper image on it. You can always check your owner’s manual to make sure it’s correct. If the fluid level is less than the line shown or less than three quarters full, fill it up.

Check your oil. Once you’ve found your dipstick, pull it all the way out and wipe the end. Then, reinsert the dipstick. When you pull it out again, see where the oil level lines up on the line. It should be near the full line. If it’s not, add more oil.

Replace the Fuel Filter

Your fuel filter catches particles, debris and impurities in your gas tank before the fuel reaches the pump. This makes sure only clean gasoline reaches your engine. You want to avoid any debris clog up over time. Replacing your fuel filter may be different depending on the on the car and what the manufacturer recommends.  Check your owner’s manual to find out the timeline for your vehicle and leave this one to an expert unless you’re especially handy.

While we can’t help you maintain your vehicle, we can find you great rates on your truck and auto insurance.

The Benefits of Buying Your Insurance Through a Local Agent Vs. Online

California Truck Insurance Agency

California Truck Insurance AgencyThere are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by going through a local insurance agency.

Save Yourself Time

As we mentioned above, yes you could shop for insurance yourself through several of the top insurance carriers. But, what is your time worth? By shopping with a local insurance agent, we can do the shopping for you. Get 10 quotes or more at once! We’ll provide you many choices by shopping our top insurance carriers to find you the best coverage at an affordable price. In fact, many of our companies are likely the big ones you’ve heard of. If for any reason you want to change insurance carriers down the road, we can do that for you – you don’t need to change agents.

Get Professional Advice

Instead of guessing what coverage you might need, you can get professional advice by working with a local insurance agency. Since we specialize in this field, we can listen to your needs and find the right coverage that matches. We can also ensure you don’t have any gaps in coverage in the event you have an insurance claim.

Truly Understand The Coverage You Are Buying & Additional Coverage Options Available

Insurance can be complicated. We try to simplify the process. Not only do we want to help you understand your current insurance policy, but help if you are interested in different coverage options. Feel confident knowing you’re informed about exactly the coverages you have and what you might want to consider.

Score a Discount

Our licensed agents are discount detectives. Let them search for all the hidden discounts so you get the best rates and coverage for your money. We understand it is important you have affordable insurance coverage. That’s why we are constantly looking for ways to get you to qualify for a discount. If you are unhappy with your insurance plan at renewal, we can look at coverage options through other carriers to find the best fit for you.

Have a Relationship With Your Agent Vs. Calling an 800 number

We are a phone call or email away. By working with the same agency time and time again, we can help you with anything. From claims, to policy updates or questions, we strive to be a partner you trust and can rely on.

If you are in need of an insurance policy, call Network Truck Insurance Services, Inc. We can help you find affordable coverage for your trucking insurance, dump truck insurance, owner operator insurance or business insurance. Get a free insurance quote today.

Understanding Premium Audits for Business Owners

Truck Insurance Agent California

Truck Insurance Agent CaliforniaBusiness owners love to control their costs because what goes out in costs, means it comes out of their bottom line as profit! One of the simplest ways you can help control your outgoing costs is to have open and regular communication with your insurance agent. Each year as your business insurance policy renews, your insurance carrier may conduct a “Premium Audit.”

I’m being audited? What is a premium audit?

Your business insurance premium is calculated by information you or your agent provided to the carrier at the inception of your business insurance policy. Because businesses grow or sometimes shrink, your carrier wants your premium to accurately represent your current size based off of payroll and business operations. This is a standard process and your participation in the audit can help you control costs as well as be prepared for the future.

Is an audit time consuming?

Not at all. Someone from the premium auditing team will contact you and go over your current payroll, business operations and sales to determine if a change is necessary.

Will my premiums change?

It’s possible. Depending on your sales, size of payroll, operations, employee classifications, and use of sub-contractors, you may pay more, or less.

Should I be prepared?

Keeping great records is essential to any business. Review the Helpful Tips to Prepare for Your Premium Audit provided by Travelers Insurance to help you!

If you have questions about your current business insurance policy or are looking to find a better policy, call Network Truck Insurance Service. We can go over your current business needs and find the best policy at an affordable price. Call our agency for a free quote today! We can also help you with your trucking insurance.